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You do not need to transfer your account to Charles Schwab. Your account will move over automatically on its designated transition date, which has yet to be announced. You will receive an email three months prior to your transition date to make you aware of the transition. You will not need to do anything. One month out from your transition date you will receive another message stating it is time to create your Schwab log in. Once you have completed that, your account will moved over as planned on the designated transition date!