background check is soft pull, not hard pull.

當房東不知道這個，應該去跪搓衣板。如果他們還是要堅持不讓你查信用，絕對hard pass。不聽話的房客不能要。

https://www.creditkarma.com/advice/i/hard-credit-inquiries-and-soft-credit-inquiries

What is a soft inquiry?

Soft inquiries (also known as “soft pulls” or “soft credit checks”) typically occur when a person or company checks your credit as part of a background check. This may occur, for example, when a credit card issuer checks your credit without your permission to see if you qualify for certain credit card offers. Your employer might also run a soft inquiry before hiring you.

Unlike hard inquiries, soft inquiries won’t affect your credit scores. (They may or may not be recorded in your credit reports, depending on the credit bureau.) Since soft inquiries aren’t connected to a specific application for new credit, they’re only visible to you when you view your credit reports.

所有跟帖： 

• 檸檬這話得讓我LD看10遍背下來 -小驢媽- ♀ (0 bytes) () 05/12/2023 postreply 11:15:14

• 到銀行開賬戶算軟還是硬？ -clemson- ♀ (0 bytes) () 05/12/2023 postreply 11:27:00

• 開賬戶又不要查信用，哪兒跟哪兒啊 -檸檬椰子汁- ♂ (0 bytes) () 05/12/2023 postreply 12:15:52