兩黨惡鬥，債務上限也許不會調整，T-Bill 真的危險嗎？我的近三年的餘錢可全買了T-Bill

風險應該很小，政府總有收入，也會以付債優先。

One cannot predict how Treasury will operate when the debt limit binds, given that this would be unprecedented. Treasury did have a contingency plan in place in 2011 when the country faced a similar situation, and it seems likely that Treasury would follow the contours of that plan if the debt limit were to bind this year. Under the 2011 plan, there would be no default on Treasury securities. Treasury would continue to pay interest on those Treasury securities as it comes due. And, as securities mature, Treasury would pay that principal by auctioning new securities for the same amount (and thus not increasing the overall stock of debt held by the public). Treasury would delay payments for all other obligations until it had at least enough cash to pay a full day’s obligations. In other words, it will delay payments to agencies, contractors, Social Security beneficiaries, and Medicare providers rather than attempting to pick and choose which payments to make that are due on a given day.

所有跟帖： 

• 估計危險， 美國這艘船會不會 -youzifive- ♀ (54 bytes) () 05/05/2023 postreply 05:48:31

• 不用擔心，兩黨誰也不敢拿美國的經濟開玩笑。 -hhtt- ♂ (0 bytes) () 05/05/2023 postreply 06:42:23

• 同意。扯皮是因為還沒到那麽嚴重的地步。 -QinHwang- ♂ (0 bytes) () 05/05/2023 postreply 06:45:38

• 那I-bond是不是也得趕緊redeem了？ -七月徐風- ♀ (0 bytes) () 05/05/2023 postreply 06:57:20

• 和特斯拉股票比，和大通銀行股票比，國債更安全。萬一，萬一 -上海大男人- ♂ (170 bytes) () 05/05/2023 postreply 07:13:32

• 說的對，安全都是相對的 -七月徐風- ♀ (0 bytes) () 05/05/2023 postreply 07:23:18

• 你這隻有1萬就別擔心了吧，大佬們可都是 billions，讓高個子的頂吧 -slow_quick- ♂ (0 bytes) () 05/05/2023 postreply 07:14:26

• 聽慢速兄的，我把心放肚子裏了。 -七月徐風- ♀ (0 bytes) () 05/05/2023 postreply 07:22:53

• 你隻需知道結果不會，把兩黨之爭的言辭當成戲詞聽甚至完全不聽，你的擔憂就沒了。哈哈。你算中間派，按理說你對黨爭之詞有免疫力 -守月- ♀ (0 bytes) () 05/05/2023 postreply 07:08:41

• 我認為US company's balance sheet much better than US government -越王劍- ♂ (117 bytes) () 05/05/2023 postreply 08:26:13

• 哪有什麽"balance sheet"，就是征稅的能力撐著的 -slow_quick- ♂ (0 bytes) () 05/05/2023 postreply 15:45:11