Maybe fannie underwriting tools has that? Let me google

看起來算的比現金流還要多啊。

Method for Calculating the Income

The method for calculating rental income (or loss) for qualifying purposes is dependent upon the documentation that is being used.

Federal Income Tax Returns, Schedule E. When Schedule E is used to calculate qualifying rental income, the lender must add back any listed depreciation, interest, homeowners’ association dues, taxes, or insurance expenses to the borrower’s cash flow. Non-recurring property expenses may be added back, if documented accordingly.

https://selling-guide.fanniemae.com/Selling-Guide/Origination-thru-Closing/Subpart-B3-Underwriting-Borrowers/Chapter-B3-3-Income-Assessment/Section-B3-3-1-Employment-and-Other-Sources-of-Income/1032995141/B3-3-1-08-Rental-Income-05-04-2022.htm?

 

所有跟帖： 

• 房利美對房東多好啊，動了點LLPA就發脾氣。 -檸檬椰子汁- ♂ (120 bytes) () 04/28/2023 postreply 14:26:44

• 千萬別動奶酪。您和建寧是明白人。 -IEbird- ♀ (0 bytes) () 04/28/2023 postreply 14:51:08

• 大多lender隻會把折舊加回去 -jenning- ♂ (0 bytes) () 04/28/2023 postreply 21:10:09