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Better drop your credit score under 680  Lie! 

Previously, I wrote about new rules on mortgage rates in which the better your credit score, the higher your effective interest rates. This is an update...Lie! 

 

New Rule: The Better Your Credit Score the Higher Your Mortgage Rate

Please consider New Rule: The Better Your Credit Score the Higher Your Mortgage Rate   Lie! 

FACT!

Before May 1,  740 pays 0.250% charge, afer May 1, 780 pays 0.375% charge

Before May 1, 639 Pays 3.25% charge, after May 1, 639 pays 2.875% charge 

So the rate differences between 780 and 639 is 3% LOWER before May 1, and 2.5% LOWER after May 1.