嗬嗬,利息調整後680的利息還是比780的高

來源: 檸檬椰子汁 2023-04-23 16:32:28 [] [博客] [舊帖] [給我悄悄話] 本文已被閱讀: 次 (2569 bytes)
本文內容已被 [ 檸檬椰子汁 ] 在 2023-04-23 19:39:58 編輯過。如有問題,請報告版主或論壇管理刪除.
回答: Better drop your credit score under 680越王劍2023-04-23 16:24:08

這個宣傳已經在壇子裏沒貼了三次了,每次都已經討論的好清楚,建寧還特意把以前的博客貼出來,再用這種標題黨貼確實是BS了。https://bbs.wenxuecity.com/tzlc/1702766.html

From the article 越王引的

 

New Rule: The Better Your Credit Score the Higher Your Mortgage Rate

Please consider New Rule: The Better Your Credit Score the Higher Your Mortgage Rate

Under the new rules, high-credit buyers with scores ranging from 680 to above 780 will see a spike in their mortgage costs – with applicants who place 15% to 20% down payment experiencing the biggest increase in fees.

This is a misleading lie.  

Credit >740   0.25% to > 780   0.375%,    an increase of 0.125%.  

Credt < 639   3.25% to < 639 2.875%   an decrease of 0.375% 

The correct headline should be:  

The Better Your Credit Score the Higher Your Mortgage Rate Adjustment

Mortgage rate is like the speed, the adjustment is the acceleration.  Having higher acceleration doesn't mean having higher speed.   This is why the headline lies. 

所有跟帖: 

連極左主流新聞都說這政策神經.這一係列騷操作就是鼓勵不負責任. -soldanella- 給 soldanella 發送悄悄話 soldanella 的博客首頁 (0 bytes) () 04/23/2023 postreply 17:28:02

出處? -檸檬椰子汁- 給 檸檬椰子汁 發送悄悄話 檸檬椰子汁 的博客首頁 (0 bytes) () 04/23/2023 postreply 17:40:22

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