你不能拿現金出來。貸款總額也不能下降。

You will pay capigal gain tax if you received 1031 "boot":

(1) Cash boot: cash leftover after sales of relinquished property and purchase of replacement properties. 

(2) Mortgage boot:  reduction of debt after 1031 exchange. 

Example: 

Let's say you have a relinquished property of 1 mil price and 500K loan.  You get 500K cash after sale.

(1) You exchange to a exchange property of 800K with 500K loan,  You pay 300K, you will have cash boot of 200K.  This is subject to capital gain tax. 

(2) If you exchange to a property with 800K and 300K loan, you pay 500K at closing, you have no cash boot, but 200K of mortgage boot. This is also subject to capital gain tax.  Because you merely shifted the cash boot of 200K in (1) into the mortgage boot.  

 

 

所有跟帖： 

• 太清楚了！我不用掛像了 -niy38- ♀ (165 bytes) () 04/10/2023 postreply 12:00:01

• 謝謝檸檬。要是先cash out refinance，然後再賣，再1031 是不是就可以了？ -abc1967- ♀ (0 bytes) () 04/10/2023 postreply 12:02:51

• 我說過，我給了鏈接也沒人仔細念，還不如不給。 -檸檬椰子汁- ♂ (2425 bytes) () 04/10/2023 postreply 12:05:47

• 檸檬批評的對。 ：） -abc1967- ♀ (0 bytes) () 04/10/2023 postreply 15:56:24

• 現學現賣 -niy38- ♀ (129 bytes) () 04/10/2023 postreply 12:12:01

• "如果拿錢來投資的話問題不大。"這是哪裏看來的？ -檸檬椰子汁- ♂ (84 bytes) () 04/10/2023 postreply 12:24:48