Schwab 有excess SIPC insurance

The combined total of our SIPC coverage and our "excess SIPC" coverage means Schwab provides protection up to an aggregate of US$600 million, limited to a combined return of US$150 million per customer, up to US$1.15 million of which may be in cash. This protection becomes available in the event SIPC limits are exhausted. 

https://international.schwab.com/account-protection#:~:text=Protected%20up%20to%20US%24600,which%20may%20be%20in%20cash.

 

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