question: etrade treasure t-bills and TD AmeriTrade CD

來源: joyjoy1 於 2023-02-07 07:23:26 [] [博客] [舊帖] [給我悄悄話] 閱讀數 : (709 bytes)

I bought 1k tras t-bills at 2/6/2023 showing yield 3.4, 2/15/2023 maturity, price 999.88, but when I paid, it should accured interest 9.57, so I paid 1009.45. How much will I get at 2/15/2023? I read some article said it only returns face value of 1000. Why I have to pay accured interest? will I lose $9?

The same thing happened in CD at TD AmeriTrade, 3.8% from Ally bank, materity date 2/17/2023, 1k, it charged 1000.89+8.86 interest, total 1009.53, when will I get back at 2/17/2023?

I searched online but cannot find info about arrcured interest.

They are all retirement accounts.

It is my first time to buy. Please help me. Thanks a lot.

 

所有跟帖： 

• 你2月6日買2月15日到期的國債？賺9塊錢？為什麽？ -hhtt- ♂ 給 hhtt 發送悄悄話 hhtt 的博客首頁 (0 bytes) () 02/07/2023 postreply 07:33:32

• what is this accrued interest? -joyjoy1- ♀ 給 joyjoy1 發送悄悄話 joyjoy1 的博客首頁 (502 bytes) () 02/07/2023 postreply 08:57:08

• 你買的肯定不是 treasury bill，你買的是2手的 note or bond -slow_quick- ♂ 給 slow_quick 發送悄悄話 slow_quick 的博客首頁 (0 bytes) () 02/07/2023 postreply 09:13:50

• 如果有 accrued interest，那就不是 T-bill。你還是寫中文吧，英文錯字太多很難理解 -slow_quick- ♂ 給 slow_quick 發送悄悄話 slow_quick 的博客首頁 (123 bytes) () 02/07/2023 postreply 09:11:27

• 912828UN8-CUSIP, trade date 2/6/2013 -joyjoy1- ♀ 給 joyjoy1 發送悄悄話 joyjoy1 的博客首頁 (54334 bytes) () 02/07/2023 postreply 11:43:37

• 你這在瞎搞什麽？在二級市場買美國十年期的國債隻差一個禮拜就到期了！我這破唱片再為你放一遍？買新發行的少於一年期的國債！！ -hhtt- ♂ 給 hhtt 發送悄悄話 hhtt 的博客首頁 (0 bytes) () 02/07/2023 postreply 11:46:38

• 短期國債每個禮拜都有一次新發行的，利息都在4.5%到4.9%之間。我說過10年期到5%就買，可就是不上去。 -hhtt- ♂ 給 hhtt 發送悄悄話 hhtt 的博客首頁 (0 bytes) () 02/07/2023 postreply 11:49:44

• slow_quick, thanks. Sorry for not typing Chinese. -joyjoy1- ♀ 給 joyjoy1 發送悄悄話 joyjoy1 的博客首頁 (245 bytes) () 02/07/2023 postreply 11:52:39

• 如果是這樣，你現在應該買入股市！我從去年下半年就一直在叫，股市是大減價，應該買入！今天我不能說是大減價，隻是減價！ -hhtt- ♂ 給 hhtt 發送悄悄話 hhtt 的博客首頁 (0 bytes) () 02/07/2023 postreply 11:56:53

• 股市大減價是大盤跌了25%，今天大盤隻比最高點下調了14%。如果你在去年下半年買入股市，平均回報有個10%，好的有15% -hhtt- ♂ 給 hhtt 發送悄悄話 hhtt 的博客首頁 (0 bytes) () 02/07/2023 postreply 12:06:08

• hhtt, I followed the rule you said the last year.. -joyjoy1- ♀ 給 joyjoy1 發送悄悄話 joyjoy1 的博客首頁 (61 bytes) () 02/07/2023 postreply 13:07:17

• Accrued Interest and the Bond Market -Leo5568- ♂ 給 Leo5568 發送悄悄話 (1444 bytes) () 02/07/2023 postreply 09:39:09

• Thank you. I understood now -joyjoy1- ♀ 給 joyjoy1 發送悄悄話 joyjoy1 的博客首頁 (64 bytes) () 02/07/2023 postreply 11:46:38

• Thank you so much. -joyjoy1- ♀ 給 joyjoy1 發送悄悄話 joyjoy1 的博客首頁 (130 bytes) () 02/07/2023 postreply 12:05:47

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