Or they do not know other options exist. Dont want to learn

Just Plan A and B are NOT enough.  This is common sense.

If you are relatively healthy, even though you have long term illness that needs maintenance care,  such as AF patients - Medicare Advantage Plan (Part C) should be enough.

If you unfortunately have some rare diseases or require very expensive drugs, you indeed need to buy Medigap to make sure you have proper care. 

Some biotech drugs are outrageously expensive. 

所有跟帖： 

• 老人醫保為啥要搞得這麽繁瑣複雜? 就不能對老年人友好點兒? 七老八十的還有那個精力和腦力盤算? -haomahaoma99- ♀ (0 bytes) () 01/14/2023 postreply 14:00:08

• Actually Medicare is getting better. Part D and Part C -goingplaces- ♀ (702 bytes) () 01/14/2023 postreply 14:11:01

• 估計，增加這些選項，也同時可以多收保費，對吧？ -trimtip- ♂ (0 bytes) () 01/14/2023 postreply 14:23:32

• NO. Prem and benefits are positively related. -goingplaces- ♀ (1315 bytes) () 01/14/2023 postreply 14:30:19

• thanks -trimtip- ♂ (0 bytes) () 01/14/2023 postreply 19:01:06