0:26 Finance Ministry’s announcements on more transparency is(???) welcome news這是讓人愉快的消息
0:33 bigger print, clear concise language, no maintenance fees for the first year, what do you make of all that? --how do you interpret that?") or "what do you think of that?"
“That” refers to “bigger print, clear …..”
:50 Is there (erh???) a dormancy fee, will you get extra fees, will you be hit with extra fees?