What do you think I have been thinking about

the whole morning sitting here? Of course I have been thinking how to maximize the insurance coverage and stuff. I would make you buy expensive insurance policies yourself and the only beneficiary would be me. Planning an accident would take a lot of time, i don't have time...I would do it subtly without taking much of my time....this is the tricky part.  The better is that you will die for me willingly...not easy.