Thank you so much for good suggestions. Regarding the medical bill, it's said that the first $8000 should be paid by our own insurance company. The part of our medical bill that is more than $8000 will be paid by Metlife. I don't know why. So I'm worrying that my insurance company will increase my monthly insurance, even if that driver is at fault.
Is there anyone knows this? Thanks.
Is there anyone knows this? Thanks.