單身老貓, help please!!

I have a three-year old credit card debt ($10K) which have been sold to collection agency for a while, now the agency is trying to sue me, and I want to know what will be the best ways to get over this.  I currently have a job but working in another state (SC) which is different from where I got my credit card debt (Texas).  I do have my salary directly deposit to my bank account in Texas (Chase) so that I can pay mortgage and utility bills (I have a house in Texas).  My current salary can just cover current expense (mortgage, utility, rent, child suppport etc.), so I don't have extra money for the old credit card debt.  What will be my best options? If I switch my direct deposit to a bank in SC, can they come to garnish my salary here? I heard they may freeze my Texas bank account, should I close it and use the bank in SC to pay my mortgage and utilities?  Thanks a lot and urgently waiting for your reply!!!

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• 準備挨罵吧 -bubble2008- ♂ (0 bytes) () 12/15/2010 postreply 10:32:50

• 理念不同, 連被老貓罵的資格都沒有的. -pianoteacher- ♀ (0 bytes) () 12/15/2010 postreply 10:39:25

• 回複：準備挨罵吧 -TraderToBe- ♂ (79 bytes) () 12/15/2010 postreply 10:45:26

• 老貓什麼時候僱用你們幾個"民工"來代表老貓發言的? -單身老貓- ♂ (90 bytes) () 12/15/2010 postreply 11:48:10

• 回複：老Ø埵顫N時候僱用你們?times;個"民工"來代表老貓發言的? -TraderToBe- ♂ (48 bytes) () 12/15/2010 postreply 12:18:18

• Did they offer settlement? -tank- ♂ (0 bytes) () 12/15/2010 postreply 10:38:36

• don't make any payment until you're happy with settlement -tank- ♂ (299 bytes) () 12/15/2010 postreply 10:44:44

• 回複：don't make any payment until you're happy with settlement -TraderToBe- ♂ (224 bytes) () 12/15/2010 postreply 10:48:07

• so you have been served? -tank- ♂ (443 bytes) () 12/15/2010 postreply 10:57:50

• 回複：so you have been served? -TraderToBe- ♂ (457 bytes) () 12/15/2010 postreply 12:30:59

• 回複：回複：don't make any payment until you're happy with settlement -單身老貓- ♂ (1329 bytes) () 12/15/2010 postreply 12:57:15

• 回複：回複：回複：don't make any payment until you're happy with settleme -TraderToBe- ♂ (328 bytes) () 12/15/2010 postreply 13:37:39

• 回複：回複：回複：回複：don't make any payment until you're happy with settl -單身老貓- ♂ (124 bytes) () 12/15/2010 postreply 13:56:45