| Quarters of coverage | Monthly premium 2025 | Cost increase from 2024 |
|---|---|---|
| at least 40 quarters | $0 | $0 |
| at least 30 quarters or married to somebody with at least 30 quarters | $285 | $7 |
| fewer than 30 quarters | $518 | $13 |
Other costs
Other costs for Part A in 2025 include:
- a $1,676 deductible per benefit period
- $0 copayment for the first 60 days of a hospital stay during each benefit period
- $419 for hospital stay days 61 to 90
- $838 per lifetime reserve day for hospital stay day 91 onward, up to a maximum of 60 lifetime reserve days
If a person stays in a skilled nursing facility, they will need to pay:
- $0 for the first 20 days per benefit period
- $209.50 for days 21 to 100
- the full costs from day 101
