Title Insurance: Is It Really Needed? Anyone Used It?

所有跟帖： 

• Or it's just another source of income for closing attorney? -冬前- ♂ (0 bytes) () 11/20/2022 postreply 17:42:40

• 80年代以前是沒有 title insurance的，那時候是幾寸厚的 abstract -smlandlord- ♂ (0 bytes) () 11/20/2022 postreply 17:52:00

• 但是現在你沒有銀行就不會放貸 -smlandlord- ♂ (0 bytes) () 11/20/2022 postreply 17:53:00

• Understood lender wants protection...Cash buying has choice -冬前- ♂ (206 bytes) () 11/20/2022 postreply 18:24:18

• 你不買保險以後出了事還不是要回去告這些律師？人家當然希望你買保險啊。 -檸檬椰子汁- ♂ (69 bytes) () 11/20/2022 postreply 18:57:51

• "要回去告這些律師" is the reason to charge more? Obviously not all l -冬前- ♂ (116 bytes) () 11/20/2022 postreply 19:22:06

• Tile 還需要保險嗎？ -越王劍- ♂ (185 bytes) () 11/20/2022 postreply 18:11:16

• You know what I mean. -hhtt- ♂ (0 bytes) () 11/20/2022 postreply 18:14:00

• Haha, you caught me... -冬前- ♂ (0 bytes) () 11/20/2022 postreply 18:33:58

• 現金買房當然可以不買Title Insurance -gccard- ♀ (0 bytes) () 11/20/2022 postreply 20:50:45

• 我所有房子都買，自住房保險公司賠過Tax Lien, 出租房從來沒有用過。 -gccard- ♀ (0 bytes) () 11/20/2022 postreply 20:54:07

• Interesting... Title search didn't find the "Tax Lien"...How -冬前- ♂ (70 bytes) () 11/21/2022 postreply 05:32:37

• The Tax lien was sold to an investment company -gccard- ♀ (521 bytes) () 11/21/2022 postreply 09:25:46

• It happened...A Municipal Lien Certificate can plug the hole -冬前- ♂ (0 bytes) () 11/21/2022 postreply 10:01:06

• 不貸款可以不買，但是有風險。 50萬的房子， title ins大概2千來塊， 加幾百search，為這不到3 千塊，擔 -Njloan- ♀ (37 bytes) () 11/20/2022 postreply 23:18:37

• 如果哪天有人有證明，說房子是他的，你就損失房子 -Njloan- ♀ (45 bytes) () 11/20/2022 postreply 23:22:04

• +1000, 做大事不貪小利 -越王劍- ♂ (0 bytes) () 11/21/2022 postreply 04:13:59

• Can it be that easy? Risk is ~0 if for new construction -冬前- ♂ (292 bytes) () 11/21/2022 postreply 05:31:27

• there might be survey mistakes i.e. boundary issues. -檸檬椰子汁- ♂ (0 bytes) () 11/21/2022 postreply 06:14:31

• 每次refinance又得重新買，浪費錢 -SleepMed- ♀ (0 bytes) () 11/21/2022 postreply 19:02:00