入鄉隨俗,美國主流理財的現狀(轉),投壇過於理想化和卷了,美國退休積蓄中值和平均值如下表,median更有代表意義,因為

本帖於 2025-09-27 11:19:07 時間, 由普通用戶 trimtip 編輯

平均值(average)是與巴菲特,馬斯克等等去平均。

The median retirement account balance in the U.S. is $87,000

The median retiment account balance by age in the US is 

45 to 54歲:115,000

55 to 64歲: 185,000

65to 75歲:200,000

75 or older 歲:130,000

The median net worth was $192,700 for the same year. The average American family’s net worth was $1,059,470 in 2022, according to the most recent Survey of Consumer Finances

Real median household income was $80,610 in 2023 (the latest data available), representing a 4% increase from 2022, according to the U.S. Census.

https://finance.yahoo.com/personal-finance/banking/article/savings-and-wealth-statistics-215214936.html

 

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