Obama Clearly Explains "ObamaCare"
怎麽定義低收入者(個人或家庭)?
The Affordable Care Act, signed in to law by President Barack Obama, has been a prominent news story in recent days as the October 1, 2013 open enrollment dates nears.
When you look at the math behind who will receive a tax credit in 2014, one of the figures commonly referred to is the federal poverty level. Individuals that fall between 100 and 400 percent of the federal poverty level will receive a subsidy to assist in the purchase of health insurance.
To calculate the federal poverty level percentage, an individual must divide their total income by the poverty guidelines based on household size. Federal poverty level guidelines for 2013 can be found on the U.S. Department of Health and Human Services website.
視頻解釋: The YouToons Get Ready for Obamacare
【CBS News】Obamacare premium costs vary from state to state, city to city
【CBS News】Obamacare: What it can -- and can't -- do for you ( October 1, 2013 )
看完上麵的視頻,對過去有保險者,似乎沒有多大的影響。也轉發一部分我們的HR發的通知內容。告訴我們多了一種比較價格(monthly premium)的選擇。因為可以選擇其它在市場競爭的醫保公司(new health insurance marketplace),可能得到比雇主提供的醫保更低的月保費(monthly premium)。請根據自己的情況仔細比較每項coverage而做變換的決定。我支持過去無保險者能買得起保險或得到相應的Medicaid的幫助之改革,但不願意自己明年的保費大幅度上升,讓我們拭目以待。
可打電話或直接在下麵的政府網頁上比較和購買(輸入你所在的州名,比如紐約州):