Please clarify the 401K contributions limits

那麽,你最多可以放多少稅後401K呢?國稅局(IRS)每年會調整401K計劃的上限,包括員工的貢獻和雇主的匹配;2023年這個上限是6.6萬美元。如果員工放滿了2.25萬的稅前401K,公司匹配了1.125萬(50%),那麽理論上員工可以再放3.225萬的稅後401K:
6.6萬 - 2.25萬 - 1.125萬 = 3.225萬

Are you sure what you talked above is correct? Per IRA, You can split your annual elective deferrals between designated Roth contributions and traditional pre-tax contributions, but your combined contributions can’t exceed the deferral limit - $22,500 in 2023...https://www.irs.gov/retirement-plans/roth-comparison-chart.

Please clarify. 

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