保險,保險。人間春暖花開,它卻還在黎明前。

來源: 守月 2024-04-16 09:15:04 [] [舊帖] [給我悄悄話] 本文已被閱讀: 次 (4997 bytes)

這幾天都在跟保險戰鬥。我猜保險屬”金“,土本生金,偏生金又生水。龍王發飆,一片汪洋。

前段忙,將被取消的保險隻能由著對付,被漲多少任宰。這幾天有點元氣,就殺將回去,能換的又換。隻是這麽來來回回,讓保險經紀人多賺幾份手續費。

上午這廂裏簽字簽字,那廂裏又接到這麽一份通知。這家保險公司曾是救人於水火中的菩薩。唉,菩薩也要變金剛了。

Action Required: Submit Proof of Primary Residency to Your Agent

April 15, 2024

Dear Policyholder:

New legislation was passed that will increase the insurance premium charged on non-primary residences. Citizens is contacting you because our records indicate your policy does not insure a primary residence. Under Florida law, a primary residence is a dwelling that is the policyholder's primary home or a leased rental property that is the primary home of the tenant – either of which the policyholder or tenant occupies for more than nine months of each year.

If your policy insures your primary residence, contact your agent. You may need to sign the Policyholder Affirmation Regarding Primary Residence (CIT PR01) form and submit it, along with the required acceptable documentation, to your agent prior to your renewal processing. This will help you avoid an additional increase in renewal premium for non-primary residence.  

Acceptable documentation for proof of primary residence includes:
 

  • Homestead exemption
  • Voter registration card
  • Florida driver's license*
  • Florida identification card*
  • Military orders*
  • Vehicle registration
  • Lease agreement executed within the last 12 months

Notes:
 

  • Your agent must redact the personal information (i.e., driver's license number, identification card number, military identification number) from the documents marked with an asterisk prior to submission.
  • This notice is to inform you of the proof of residency verification requirements and does not supersede any other requirements related to renewal eligibility. If you have been issued a notice of nonrenewal, providing proof of primary residency alone does not satisfy renewal eligibility requirements, and the notice of nonrenewal for your policy remains in effect.

Contact your agent if you have questions.

 

所有跟帖: 

這封信是說可以啊,隻要lease term 長於9 個月。 -alpha123- 給 alpha123 發送悄悄話 (0 bytes) () 04/16/2024 postreply 09:29:36

-logyliang2002- 給 logyliang2002 發送悄悄話 (24 bytes) () 04/16/2024 postreply 15:42:31

我也在為每年的保險和Property Tax大漲頭疼。 -古來萬事- 給 古來萬事 發送悄悄話 (0 bytes) () 04/16/2024 postreply 09:30:26

這個不是什麽壞消息啊,又不漲錢,隻要簽一份表格就OK了 -ljty1- 給 ljty1 發送悄悄話 (0 bytes) () 04/16/2024 postreply 10:01:12

我煩啊,要跟幾位經紀人聯係,還要房客提供資料。關鍵是這家保險公司有政府支持,我以為春暖花開,越來越暖,看來未必如此。 -守月- 給 守月 發送悄悄話 (0 bytes) () 04/16/2024 postreply 10:04:11

騰出手也參戰換保險:去年底保險公司直接停了一個CA保單貸款公司立刻換自己保險2600後發通知,匆匆找了一家2000. -IEbird- 給 IEbird 發送悄悄話 (0 bytes) () 04/16/2024 postreply 10:13:48

今天簽字的這房保險,1050,然後2580,今天換成1370,這才半年時間不到。被保險公司耍得團團轉,實在消耗人。 -守月- 給 守月 發送悄悄話 (0 bytes) () 04/16/2024 postreply 13:08:04

最好要有自己的保險經紀人 ,讓他幫忙找便宜保費 -美國新人- 給 美國新人 發送悄悄話 (0 bytes) () 04/16/2024 postreply 13:58:00

也未必靠譜。經紀人也有自己的限製,和小算盤 -慘白的天使- 給 慘白的天使 發送悄悄話 慘白的天使 的博客首頁 (0 bytes) () 04/16/2024 postreply 15:35:55

朽哥不是推薦用什麽farm嗎 -logyliang2002- 給 logyliang2002 發送悄悄話 (0 bytes) () 04/16/2024 postreply 15:44:13

我用USAA,非常便宜滿意,不用跟任何人說一句話 -SleepMed- 給 SleepMed 發送悄悄話 (0 bytes) () 04/17/2024 postreply 16:52:00

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