Which offer I should take?

I received two options for the offer.

One is salary based ($135K, 10 days’ vacation, 5 days’ sick, 2 days’ personal and 7 days’ holiday plus medical, dental and vision, the company will pay 10% of the premium), the restriction is that I can’t take those vacation, sick or personal until I earned, if I take before that, I will not get paid and they will not pay back later even after I earned, so $135K is the maximum I can earn, I will not earn that much if I need to take some time off before I earned.

The other is hourly based, $71 per billable hour, nothing else. I can earn a little bit more with this option, but I have to shop for insurance myself, most likely need to pay a higher premium due to lack of group rate. I would appreciate if someone can offer some advice/recommendation on shopping for medical, dental and vision insurance.

Which one I should take? Thanks in advance for any feedback!

所有跟帖： 

• 有401k, 獎金股票嗎？。一般人當然選第一。 -lucky_rain- ♀ (0 bytes) () 06/02/2015 postreply 15:31:32

• No nothing else. The only extra is some paid time off and insura -laq- ♀ (0 bytes) () 06/02/2015 postreply 15:36:53

• 按小時的，如果有 overtime pay, 還可以考慮。否則不用想。 -lucky_rain- ♀ (0 bytes) () 06/02/2015 postreply 15:44:02

• Moneywise, #1 is better than #2. -美國老土- ♂ (14 bytes) () 06/02/2015 postreply 19:16:44