你隻有幾十天的時間。
公司401計劃的缺點：投資選擇非常有限。
Rollover IRA 的優點：投資選擇與普通投資賬戶一樣，非常多。
推薦 Fidelity. 有 iShares commission free ETF 若幹.
http://personal.fidelity.com/products/trading/What_You_Can_Trade/WYCT_ETFs_Category.shtml
iShares® ETFs with FREE* online trading
Select individual iShares below. Whether you’re looking to diversify or to fill a gap in your portfolio, we've got you covered across all major asset classes.
U.S. Equity Index Funds
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International Equity Index Funds
Fixed Income Funds
Real Estate Funds
IYR
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Please carefully consider the ETF’s investment objectives, risks, charges, and expenses before investing. Contact Fidelity for a prospectus containing this information. Read it carefully.
*ETFs may trade at a discount to their NAV and are subject to the market fluctuations of their underlying investments. ETFs are subject to management fees and other expenses.
Stock markets, especially foreign markets, are volatile and can decline significantly in response to adverse issuer, political, regulatory, market, or economic developments. Foreign securities are subject to interest-rate, currency-exchange-rate, economic, and political risks, all of which are magnified in emerging markets. These risks are particularly significant for funds that focus on a single country or region.
In general the bond market is volatile, and fixed income securities carry interest rate risk. (As interest rates rise, bond prices usually fall, and vice versa. This effect is usually more pronounced for longer-term securities.) Fixed income securities also carry inflation risk and credit and default risks for both issuers and counterparties. Unlike individual bonds, most bond funds do not have a maturity date, so avoiding losses caused by price volatility by holding them until maturity is not possible.
Real estate is a cyclical industry that is sensitive to interest rates, economic conditions (both nationally and locally), property tax rates, and other factors. Changes in real estate values or economic downturns can have a significant negative effect on issuers in the real estate industry.
For iShares ETFs, Fidelity receives compensation from the ETF sponsor and/or its affiliates in connection with a marketing program that includes promotion of iShares ETFs and certain commission waivers. Additional information about the sources, amounts, and terms of compensation is described in the ETF’s prospectus and related documents. Fidelity may add or waive commissions on ETFs without prior notice. iShares is a registered trademark of BlackRock Institutional Trust Company, N.A.
The Fidelity ETF Portfolio Builder tool has been provided to help investors evaluate ETFs based on their own particular needs and circumstances. Any information obtained from its use should not be considered investment advice or a recommendation of any particular security or portfolio.
Fidelity Brokerage Services, Member NYSE, SIPC
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