I just give suggestions to lz. He/She/you do not have to agree at all. It is really somebody's own decision. Honestly I do not need to work that hard anymore.I am pretty happy with my life right now. That is exactly what I want LZ to know. For certain stage of one's life, one has to work hard to earn something. Just my 2 cents, you do not need to agree, and more importantly you do not need to worry about my life. Taking good care of your own life is doing the best thing to the society.