Pregnancy is a pre-existing condition? yes and no

According to the HIPAA regulations of 1996, pregnancy can NEVER (no matter what state or what insurance company) be considered a pre-existing condition in group health plans.

For reference: http://cms.hhs.gov/hipaa/online/group/family/Pregnancy_content.asp?record=480021

The honest answer is sometimes. It all depends on whether or not the organization offering insurance has opted for HIPAA regulated insurance.

So ask several insurence comapnies to find out?

COBRA is expensive. I think it about $500 - $700/month.

所有跟帖： 

• CORBA is continuation of your previous coverage. -黃國人- ♂ (69 bytes) () 11/22/2009 postreply 09:57:20

• That's true. But ... -oneusdollar- ♂ (228 bytes) () 11/22/2009 postreply 10:15:49

• 回複：That's true. But ... -Jianwu- ♂ (234 bytes) () 11/22/2009 postreply 11:16:54

• You should call UHA. I think you do. Check this. -黃國人- ♂ (93 bytes) () 11/22/2009 postreply 13:20:28