float 1, should be used by june 30, not accumulated after; float2, starts from july 1, ends dec 31 of the year, not accumulated to next year.
no "rain check" at some point.
float 1, should be used by june 30, not accumulated after; float2, starts from july 1, ends dec 31 of the year, not accumulated to next year.
no "rain check" at some point.
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