短期國債。分紅基金也不過4%,還有風險。

如果五年以上不用的現金,還是建議入股市。
As of May 2, 2025, the U.S. 4-week Treasury bill rate is 4.23%, the 3-month rate is 4.20%, and the 6-month rate is 4.04%These rates are slightly higher than the previous day and lower than the rates a year ago. 

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謝謝 -SNHmom2015- 給 SNHmom2015 發送悄悄話 (0 bytes) () 05/02/2025 postreply 10:24:09

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