短期國債。分紅基金也不過4%,還有風險。
如果五年以上不用的現金,還是建議入股市。
As of May 2, 2025, the U.S. 4-week Treasury bill rate is 4.23%, the 3-month rate is 4.20%, and the 6-month rate is 4.04%. These rates are slightly higher than the previous day and lower than the rates a year ago.