問大家！ 理財產品5-6% return per year, in China, are they good and extr

理財產品5-6% return per year,  in China, are they good and extremely safe?

My father said, some banks in China offer 理財產品, return 5-6% per year? 

Please comments, 1. are there chances of these banks in China go bankrupt?

2. are the returns guaranteed, principal guaranteed?

所有跟帖： 

• returns are NOT guaranteed。有巨虧的 -halfdummy- ♂ (0 bytes) () 05/10/2012 postreply 22:03:26

• 有保本不保本兩種.不保本的10%以上都有可能.保本的可以找到5-6%的. -pretty_woman2- ♀ (0 bytes) () 05/11/2012 postreply 00:16:46

• 工商銀行有保本6%的理財產品， -qka- ♀ (20 bytes) () 05/11/2012 postreply 07:00:58