問題基本解決了！非常感謝老貓！

按老貓的批評改了信，剛才收到回複。至少沒有＂保險欺騙＂的記錄了。其他的補償有空就折騰，沒空就算了。
nnd.麻省保險市場被壟斷了３０年，保險公司真是無發無天。

Dear XXX,
Your policy has been reinstated but will be re-cancelled at your request. The reason for the cancellation will be "cancellation requested by insured". This will be the official reason for cancellation on record with XXXX Insurance Company. In the mean time, you may receive some documents indicating that the policy was reinstated however, this will be immediately followed by documents showing that you want your policy cancelled.

The remainder of the questions/issues outlined below will be addressed in writing in a letter that will be sent to you via U.S, Mail. This letter and any additional documentation will be mailed to you as soon as possible.