土生土長的美國人和在美居住超過五年的移民,隻要超過65歲,你就可以參加medicare,不同的是有工作經驗價錢低,沒工作經驗價錢高。
Medicare include part A, B, C, D. Following is price for 2017.
part A hospital and hospice insurance, This is useful if you need long term care. if you have 40 points, you get for free; if you have less than 40, you pay up to $422 a month to buy it.
part B, medical insurance, with or without points, you pay $134 a month to buy.
part C is private health insurance covering part A/B, if you have A/B you don't need C.
part D drug coverage, as long as you have part A or B, you are eligible to participate. It is covered by private insurance, so price depends on your coverage.