- 我包險公司建議escalate to that adjustor's boss to get the decision reviewed/changed. I am not sure if this can work out, 是不是應該直接去small claim court?
最好聽從你保險公司的建議。當然更好的是買全保。
- 如果去small claim court, 是不是應該sue最後driver?
後麵兩個司機都要告，因為事實上他們兩個裏麵肯定有一個造成了事故，多一個墊背的保險一些。
- primary estimation is not exactly real cost, should I take it as claim value, or just ask for 'whatever it costs, but no more than 10000"?
Ask for real cost, plus your loss of income due to absence from work, and any other fees, such as attorney etc. You ask for a big number and settle for a smaller figure.
- should I be responsible for the other side's expense to attand hearing (such as off work, witness travel cost)?
absolutely NOT。
