大家是否知道有可靠的 premium saving account?

請教大家， 有一筆買房款， 隨時準備用， 要想獲得3.5－4% 高利息，  大家是否知道有可靠的 premium saving account? 

How about these? Thanks a lot!!

Compare the Best Savings Accounts of 2023 | BestMoney

所有跟帖： 

• 隻要那銀行有FDIC的保險，你的存款不超過25萬，就行了。挑利息高的銀行！ -hhtt- ♂ (0 bytes) () 03/04/2023 postreply 20:02:23

• 3.75%已經很高了.我的才不到3% -soldanella- ♀ (0 bytes) () 03/04/2023 postreply 21:19:13

• 又看了看，已經成了3.1%了.那就不換銀行了. -soldanella- ♀ (0 bytes) () 03/04/2023 postreply 21:22:33

• 可以用 marcus goldman, 我一直用他家，現在有3.75%的利率 -一個著急的人- ♀ (0 bytes) () 03/04/2023 postreply 22:50:36

• CIBC 4.01% -slow_quick- ♂ (0 bytes) () 03/04/2023 postreply 23:16:51

• Thank you so much for your inputs -danile- ♂ (0 bytes) () 03/05/2023 postreply 03:50:41

• Ally11-month no penalty CD 4% -琥珀媽媽- ♀ (0 bytes) () 03/05/2023 postreply 06:26:06

• withdraw anytime without a penalty -琥珀媽媽- ♀ (0 bytes) () 03/05/2023 postreply 06:29:28

• Capital One 活期3.35. 如果一年內就用，利息總數差不了太多。靈活性是CD不可比的 -bashfulx- ♂ (0 bytes) () 03/05/2023 postreply 06:56:06

• Bask Bank 4.25% saving account -Ns168- ♂ (0 bytes) () 03/05/2023 postreply 07:29:52

• Weathfront 4.05% with much higher FDIC than regular bank -xlfan11- ♂ (0 bytes) () 03/05/2023 postreply 08:47:05

• CIT 11-month non-penalty cd account. 利息4.1 ，開賬戶一星期後可以隨便關 沒罰款 -tt10- ♂ (0 bytes) () 03/05/2023 postreply 10:06:49

• 我用Bank of America (Merrill Lynch) 4.24% -cublai- ♀ (339 bytes) () 03/05/2023 postreply 10:17:04

• Not FDIC -bashfulx- ♂ (0 bytes) () 03/05/2023 postreply 10:32:29

• FDIC是保銀行的，但是券商有SIPC保，現金限額也是25萬。 -hhtt- ♂ (0 bytes) () 03/05/2023 postreply 12:18:30

• https://www.ml.com/solutions/preferred-deposit.html -mmt368- ♀ (1521 bytes) () 03/06/2023 postreply 16:20:46

• 強調下： As a bank deposit product, Preferred Deposit balances -mmt368- ♀ (259 bytes) () 03/06/2023 postreply 16:23:08

• 這個preferred deposit是FDIC insured. 我特地問過我的FSA -mmt368- ♀ (117 bytes) () 03/05/2023 postreply 13:38:42

• 能給個鏈接嗎？謝謝！ -Sesame1888- ♀ (0 bytes) () 03/05/2023 postreply 16:45:38

• Just login ME, on the bottom hit "deposit account & MM rate" -xlfan11- ♂ (156 bytes) () 03/05/2023 postreply 16:55:45

• Thanks! -Sesame1888- ♀ (0 bytes) () 03/05/2023 postreply 16:59:31

• https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMO -mmt368- ♀ (0 bytes) () 03/06/2023 postreply 16:18:49