Fear = Cost

Fear: pick up the phone and make sales calls
Cost: no or low income

Fear: take chance to establish your own business
Cost: live pay-cheque by pay-cheque and rely on government at retirement

Fear: admit your mistake at home or at work
Cost: lose trust to the people who respect you and who love you

Fear: take on your weakness head-to-head and improve yourself
Cost: lose the chance of becoming a more successful person and enjoying a more meaningful life

... too much fear causing too much costs, can you afford it?

Solution: FTF (feared things first). Make your dream more real than your fear, and make a promise to yourself to reach your vivid dream. Real dream crushes real fear.