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65前退休養老保險多少錢

(2025-06-21 11:05:25) 下一個

If you retire before age?65, your couple health-insurance costs can vary widely based on age, location, plan type, and subsidy eligibilityheres a detailed breakdown:


???? Typical Cost Ranges

1. ACA Marketplace (Obamacare) Plans

  • Without subsidies:

    • Common range: $800$1,200/month for a couple aged 6265 empower.com+15boldin.com+15azasrs.gov+15.

    • Forbes reports an average premium for a 60?year?old couple at $1,987/month (?$2,000) forbes.com.

    • Other estimates: $1,700$2,200/month depending on location and age .

  • With subsidies:

    • Costs depend heavily on income. However, note that enhanced ACA subsidies are set to expire end of 2025, possibly causing premiums to roughly triplefor example, a 60?year?old couple earning $82k may see monthly costs jump from $581 to $2,111 barrons.com+1en.wikipedia.org+1.

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