下載信用評估報告會降低/損害信用分數？

下載信用評估報告會降低/損害信用分數？

我也是剛聽說，有兩種。自己查的那種叫soft inquiry，不會有任何影響，可能還有幫助。別人查的，每次查都會掉分。掉多少，我也不知，有知道的說下。

Each hard inquiry can stay on your credit report for up to two years, but they generally only affect your score for the first 12 months, and the impact gets smaller throughout that first year. Although they eventually disappear, it’s best to avoid excessively shopping around for new credit cards or applying to lolans. The more hard inquiries you rack up, the bigger the hit on your credit score can be.

https://www.credit.com/credit-scores/does-checking-my-credit-score-hurt-my-credit/