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最合算的投資:養孩子~

(2006-10-10 20:05:06) 下一個

The government recently calculated the cost of raising a child
from
 birth to 18 and came up with $160,140 for a middle income family.
Talk
 about sticker shock! That doesn't even touch college tuition.

But $160,140 isn't so bad if you break it down. It translates
into:

* $8,896.66 a year,
* $741.38 a month, or
* $171.08 a week.
* That's a mere $24.24 a day!
* Just over a dollar an hour.

Still, you might think the best financial advice is don't have
children
 if you want to be "rich". Actually, it is just the opposite.
What do
 you get for your $160,140?
* Naming rights. First, middle, and last!
* Glimpses of God every day.
* Giggles under the covers every night.
* More love than your heart can hold.
* Butterfly kisses and Velcro hugs.
* Endless wonder over rocks, ants, clouds, and warm cookies.
* A hand to hold, usually covered with jelly or chocolate.
* A partner for blowing bubbles, flying kites
* Someone to laugh yourself silly with, no matter what the boss
said or
 how your stocks performed that day.

For $160,140, you never have to grow up. You get to:

* finger-paint,
* carve pumpkins,
* play hide-and-seek,
* catch lightning bugs, and
* never stop believing in Santa Claus.

You have an excuse to:
* keep reading the Adventures of Piglet and Pooh,
* watching Saturday morning cartoons,
* going to Disney movies, and
* wishing on stars.
* You get to frame rainbows, hearts, and flowers under
refrigerator
 magnets and collect spray painted noodle wreaths for Christmas,
hand
 prints set in clay or Mother's Day, and cards with backward
letters for
 Father's Day.

For $160,140, there is no greater bang for your buck. You get to
be a
 hero just for:
* retrieving a Frisbee off the garage roof,
* taking the training wheels off a bike,
* removing a splinter,
* filling a wading pool,
* coaxing a wad of gum out of bangs, and coaching a baseball team
that
 never wins but always gets treated to ice cream regardless.

You get a front row seat to history to witness the:
* first step,
* first word,
* first bra,
* first date, and
* first time behind the wheel.

You get to be immortal. You get another branch added to your
family
 tree, and if you're lucky, a long list of limbs in your obituary
called
 grandchildren and great grandchildren. You get an education in
psychology, nursing, criminal justice, communications, and human
sexuality that no college can match.


In the eyes of a child, you rank right up there under God. You
have all
 the power to heal a boo-boo, scare away the monsters under the
bed,
 patch a broken heart, police a slumber party, ground them forever,
and
 love them without limits, So . . one day they will like you, love
without counting the cost. That is quite a deal for the price!!!!!!!

Love & enjoy your children, grandchildren, nieces, & nephews!!

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單身母親 回複 悄悄話 龍鳥:我不是accountant,作研究的,不直接跟錢打交道。
龍鳥 回複 悄悄話 You must be an accountant!
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