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http://thinkprogress.org/health/2013/09/29/2682291/obamacare-questions-2/
Get insured, goto: https://www.healthcare.gov/
CREDIT: AP
If you’re confused about Obamacare, you’re not alone. Over the past several years, every survey on the subject has revealed that Americans consistently fail to correctly identify the provisions that are actually in the Affordable Care Act. In April, a poll found that 40 percent of Americans weren’t sure about whether Obamacare was still law at all.
Administration officials are racing against the clock to reverse those incorrect public perceptions, ramping up their outreach efforts before the health law’s new state-level marketplaces open for enrollment this upcoming week. As the open enrollment period draws near, you may be wondering how it affects you or what you need to do. Or you may simply want to understand more about the law that’s dominating the news. Here are simple answers to 20 questions about Obamacare that may have you mystified (click on each question to jump down to the answer, or just scroll down to read all of them):
1. Will Obamacare end up costing me money?
2. What if I already have health insurance?
3. If I’m keeping my current health insurance, does Obamacare benefit me?
4. Health insurance is so hard to figure out. How can I even tell what’s in my plan?
5. Why did I get a check in the mail from my insurance company?
6. Are dental or vision insurance plans affected by the new law?
7. What are the “exchanges,” and should people like me join them?
8. If I want to sign up for a new government-organized health plan, how can I?
9. Why am I hearing so much about October 1? What does that date mean for me?
10. What if I can’t afford any health coverage?
11. If I don’t want to get insurance, am I going to have to pay?
12. What happens to my insurance if I change jobs?
13. Is Obamacare still at risk of getting repealed or defunded?
14. Is it true that Obamacare keeps getting delayed?
15. Who will wind up benefiting most from the new law?
16. How do gay couples factor into Obamacare?
18. Will my spouse lose his or her health coverage under Obamacare?
20. Where do I go to ask more questions?
Does Employer Health Coverage Affect Eligibility for Premium Savings through the Marketplace?
Yes. lf you have an offer of health coverage from your employer that meets certain standards, you will not be eligible for a tax credit through the Marketplace and may wish to enroll in your employer s health plan. However, you may be eligible for a tax credit that lowers your monthly premium, or a reduction in certain cost-sharing if your employer does not offer coverage to you at all or does not offer coverage that meets certain standards. lf the cost of a plan from your employer that would cover you (and not any other members of your family) is more than 9.5% of your household income for the year. or f the coverage your employer provides does not meet the "minimum value" standard set by the Affordable Care Act. you may be eligible for a tax credlt.
Note: If you purchase a health plan through the marketp ace instead of accepting health coverage offered by your employer, then you may lose the employer contribution (if any) to the employer-offered coverage. AIso, this employer contribution -as well as your employee contribution to employer-offered coverage- is often excluded from income for Federal and State income tax purposes. Your payments for coverage through the Marketplace are made on an after-tax basis.
我們公司，是所有的公司支付的醫療保險。原因是ObamaCare。同時，公司通知我們，
由於ObamaCare的具體條款的後果還不得而知，因此，今後的幾年內，費用都有可能有
很大的變化。公司的用語是中性的“變化”。不過，明眼人都知道，這會使怎樣的變化。
這麽多年來，我一直不遺餘力地告知大家這個後果。有興趣的可以去看我在2009年的帖
子。
那些有工作的，隨著你們的明年的保險計劃的揭曉，可否說說你們的經曆？