剛才自算了一下我們在溫哥華的房子的投資回報。。。

house price 200k,

mortage case: 5% down is 10k, 190k mortgage.
mortgage payment 10k/year, rent income 15k/year, management and HOA fee 3.6k, maintainence+tax+missing rent 3k/year
total income: 15k
total cost: 16.6k

house price went up to 400k
total investment: 10k + 1.6k x 8 = 22.8k

If I sell this house now, the investment gain is:
today's house price - remaining mortage - total investment = 170k

So with < 30k investment, 8 years late, grow 600%. Not bad.

Just for the comparision sake, my 401k (on stock market) in the last 8 years didn't double. (lost a lot in 2000 due to bubble burst).

[myuz]

different story IN australia, rent income< Mortgage.