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馬虎活得糊糊塗塗，糊塗做事馬馬虎虎
難得糊塗。望能幫助大家解答投資理財的問題。使大家在投資理財的過程中， 不馬馬虎虎以及不糊糊塗塗被人忽悠, 盡快實現財務自由。
博文
(2019-05-26 21:53:27)
(2019-05-26 21:50:16)
(2019-05-24 20:38:26)
(2019-05-02 05:43:58)
Forthepast8or9years,FederalReserveBankhashadaveryaccommodatedpolicytohelpUSeconomy,whichtranslatesto'CheapMoney'.AstheUSeconomyrecovers,morepeoplehavejobsandbuyingpower.Decenteconomypluscheapmoneytranslatestohousingmarketrecovery.Thatisoneofreasonthatalotofusseethehousingpricegoingupandacceleratingin2016and2017.
AsFederalReserveBankstoppedtheaccommodatedpolicy,startedraisinginterestrate...[閱讀全文]
(2019-02-06 16:57:07)
Assetscalculation:
Assethastwoclasses,oneiscalledfinancialassetandtheothercallednon-financialasset.Financialassetincludesstock,bondandcashwhichareveryliquid.Non-financialassetincludesrealestate,land,antique,artsandjewelrieswhicharenoteasytobuyorsellinamomentofnotice.Addingalltheseassetstogether,youwillhaveyourtotalassets.
TotalAssets=FinancialAssets+Non-financialAssets
Tocalculateyourneta...[閱讀全文]
(2019-01-11 18:50:25)
前幾天，在法壇上讀了一貼，是關於一個母親給孩子買了一件兩千塊的大衣，這件大衣，在孩子打工的超市的更衣室裏被偷走了。報了警，說警察也不怎麽查什麽的。。。
這件事看似一個法律問題，一件兩千塊錢的大衣，一個小偷和一個受害者？實則是一個社會問題！是一個貧富懸殊的問題！是一個有和沒有的問題！
有的：一個大學生穿著一件兩千塊錢的大衣，去一個超[閱讀全文]
(2018-12-31 18:37:49)
普標500價格在2017年12月31日是2673.61，在2018年12月31日是2506.85.2018普標500的回報是負6.2%。查查你的股市的投資回報，這裏的股市回報率是講股票，股票基金，股票指數基金，債券投資不在此列。如果你的回報率，低於普標的-6.2%，而且低很多，你應該查查是什麽原因？如果你的回報率，高於普標的，而且高很多，你也應該查查是什麽原因？看看你的投資的風險。
希望2019年，川[閱讀全文]
(2018-12-26 17:43:32)
Aswearegettingclosertotheyearend,weshouldalwaystakealookatourtaxablebrokerageaccounts.OnethingtodoiscalledTax-LossHarvestingwhichcanhelpyoureducingyourcapitalgains.
Ifyouhavecapitalgainsduringtheyear,onequestionstoaskiswhetheryouhavesomestocksthatyoudon’twanttoownanymoreandyouwillsellforaloss,oryouhavesomestockslosingtheirvaluesbutyoustillwanttoownthem.
Inthefirstscenario,youcanjustsel...[閱讀全文]
(2018-10-28 17:31:56)
Dollarcostaverageisatechniquetobuyaninvestmentproductwithafixeddollaramountataregularbasesforagivenperiodoftime.Someofuscontributeregularlytoour401(k)retirementaccountswithafixedamountofmoney,thatisalong-termdollarcostaveragetoputmoneyintostockorbondmarkets.
Whatwearetalkingaboutishowtobuyintothemarketwithinaperiodoftime.Whenthemarketisduringarecessionorinacorrection,thatpresentsabuyingopportun...[閱讀全文]
(2018-09-16 08:13:07)
OnFridaySeptember12th2008,IgotacallthatIneedtogototheofficeat8amonSaturdaySeptember13th.WhatmyteamneedstodowastogetallLehmanBrothersdealswithmyfirmandruntheriskreportswiththemarketupanddownscenarios.Wefinishedthereportsaroundnoonandturnedthemtothecontrolteamtodecidewhetherthereportsweregoodornot.Wethenwenttothedininghalltogetalunch.Afterlunch,wegotthewordthatthereportsweregoodandwecouldgohome.Befo...[閱讀全文]
