In the U.S., during separation or divorce proceedings, medical insurance can become a complex issue. Here's how it's typically handled:
1. While Separated (Not Yet Divorced)
-
Still Married: If you're still legally married, you can usually stay on your spouse’s employer-provided health insurance.
-
Some Employers Allow It: Most employer plans allow a spouse to remain on coverage until the divorce is finalized.
-
Important: The insured spouse must not remove the other from coverage without legal cause—doing so could be penalized in court during the divorce.