回複:請求老貓幫忙看看是否有這樣的規定,謝謝.

來源: minhang 2009-02-01 12:09:21 [] [舊帖] [給我悄悄話] 本文已被閱讀: 次 (526 bytes)
You can open an UGMA(CD) for your kid. You can also monitor this account for them until they reach 18 yo.
You can use these money to buy anything for this kid.
But you can't use this account for youself(like buy car or house). Since the money has been given to kid as a gift. There is a maximum limit per kid per year($10,000?). Please check following website.
http://www.fairmark.com/custacct/ or google"UGMA".

Of course, ther is a loophole here for IRS. A lot of people use this loophole to save TAX.

所有跟帖: 

loophole? where? -caliber- 給 caliber 發送悄悄話 caliber 的博客首頁 (682 bytes) () 02/01/2009 postreply 14:27:14

No tax for INT under $700, and low rate after -jin_yin_hua- 給 jin_yin_hua 發送悄悄話 (0 bytes) () 02/02/2009 postreply 11:28:09

can you point to the source of that assertion? -caliber- 給 caliber 發送悄悄話 caliber 的博客首頁 (308 bytes) () 02/02/2009 postreply 14:59:33

The INT is under your child SSN. not yours. -jin_yin_hua- 給 jin_yin_hua 發送悄悄話 (34 bytes) () 02/02/2009 postreply 17:22:37

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