as far as i can guess, you probably

won't get your money back. He is insolvent according to you, has no net worth, even the 25% wage garnishment works, that will take 500 (25% of 2K monthly payment before tax) * 7 years to get about 40K back... and if he files for bankruptcy, good luck for anything left for you. Once he is insolvent, you will probably be liable for the legal cost (your lawyer) as well. Your hu*****and is a retard. Consult w/ a lawyer first (pay him 200 bucks for a hour of his time or so) to see if you have a case and check if he has any personal asset you can go after. Good luck.