need help to get my money back! Thanks.

最近去看了一個新牙醫。第一次去時是免費谘詢。但他們還是報到我的報險公司。希望報險公司會報銷($37 for oral evaluation)。但我報險公司沒有報銷一分錢因為我才做過那項檢查。這家診所也保證他們不會讓我付$37。但是從他們發給我的帳單上看,Not only I have been charged for $37 but also $7.20 (debit adjustment, I guess that is because I pay them using credit card). 

I paid $1431, my insurance paid $934.15. So totally dental office has received $2365.15. Total charge for my treatment is $1932 (add all the charges from charge column, but don't add $37.00 and $7.20 since those two charges are not supposed to be counted).

So the office should refund me: 2365.15 - 1932 = $433.15.

Since the office actually charged me $37.00 and $7.20, this is why I only get refund 388.95 ( 433.15 – 37 – 7.20 = 388.95) instead of $433.15.

However, the dental office insisted that they didn’t charge me for $37.00. (here is the quote from their office: You were not charged $37.00 and did not pay for it. We charged $37.00 to the insurance and the claim was denied and we wrote off the cost. You did not pay that out of pocket. ) I have sent several emails to explain why I think I have been charged for that $37 and $7.20, however, they just didn't get it. It is not difficulty math problem, isn't it? Do you think I get it wrong or their office is wrong. If you think their office got it wrong. Any suggestion what should I do next in order to get my money back? Thank you for your help.

所有跟帖: 

you just have to go through the statement line by line with them -gqc- 給 gqc 發送悄悄話 gqc 的博客首頁 (85 bytes) () 09/29/2016 postreply 06:30:22

I explained and put the formula to show how they calculate wrong -kathyzh- 給 kathyzh 發送悄悄話 kathyzh 的博客首頁 (0 bytes) () 09/29/2016 postreply 07:28:06

診所給了你$250 的折扣,你還要討回你的$44.22? 治療費用總數是2182 不是1932, -20146- 給 20146 發送悄悄話 20146 的博客首頁 (32 bytes) () 09/29/2016 postreply 06:34:43

你理解錯了。The crwons were bad, not fit well at all. -kathyzh- 給 kathyzh 發送悄悄話 kathyzh 的博客首頁 (547 bytes) () 09/29/2016 postreply 07:16:49

從你的賬麵上隻能這麽理解,你又沒有說明細節。 -20146- 給 20146 發送悄悄話 20146 的博客首頁 (0 bytes) () 09/29/2016 postreply 08:33:55

拿這個去問,說你沒明白這37塊錢的credit在哪裏 -慧惠- 給 慧惠 發送悄悄話 慧惠 的博客首頁 (225 bytes) () 09/29/2016 postreply 06:57:26

多謝了。牙套沒調好,去了第二次調。 -kathyzh- 給 kathyzh 發送悄悄話 kathyzh 的博客首頁 (383 bytes) () 09/29/2016 postreply 07:26:55

Here is the latest response from the office. I just cannot under -kathyzh- 給 kathyzh 發送悄悄話 kathyzh 的博客首頁 (661 bytes) () 09/29/2016 postreply 08:34:59

同意還$37就好了,那$7.20算了吧,否則還得看明白對方的解釋 -慧惠- 給 慧惠 發送悄悄話 慧惠 的博客首頁 (0 bytes) () 09/29/2016 postreply 19:29:31

有錢人呐。$7.20 夠俺兩天的吃喝了。 -hello2002- 給 hello2002 發送悄悄話 (0 bytes) () 09/29/2016 postreply 20:12:03

明白了。你的保險公司理賠的數目超出了預算,所以診所覺得 -gqc- 給 gqc 發送悄悄話 gqc 的博客首頁 (1009 bytes) () 10/01/2016 postreply 08:34:24

(備份)need help to get my money back! Thanks. -hello2002- 給 hello2002 發送悄悄話 (3676 bytes) () 09/29/2016 postreply 07:49:52

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