回複：回複 apt : Thank you again, but the worry is...

I am not familiar with insurance law but you need to think about this: you need to take responsibilities as to what you did before. Two wrongs do not make it right. You need to do the right thing, even if it means you may face consequences for what you did before. that being said, however, only yourself can decide what is right and what is wrong. We all make mistakes from time to time and there is nothing wrong to pay for the mistakes we made. The important thing is not to make the same mistake twice.