還中國或是台灣的法律不同的是,起訴對方所開出的支票不能兌現的問題一般是在民事法院,原則上這是一個個人債務無法收回的民事案件,所以原則上您可以在當地法院提出訴訟,(要看金額的多少來決定在那一個法院),但是您的問題在於法律上對於債務追償有一定的法律追訴期. 過了這個追訴期,您就不能再追討這個債務,(事實上因為借款人是令堂,所以能夠提出訴訟的不是您而是令堂)這是NJ的相關規定 (您並沒有太多的時間...)
New Jersey Statutes of Limitation
Conversion of an instrument for money: 3 years, (N.J.S.A.12A: 3-118(g)).
Sale of goods under the UCC: 4-years, (N.J.S.A. 12A; 2-725).
Real or personal property damage, recovery and contracts not under seal: 6 years (N.J.S.A. 2A: 14-1).
Demand Notes when no demand is made: 10 years. If demand made: 6 years from date of demand, (12A: 3-118(b)).
Obligations under seal for the payment of money only, except bank, merchant, finance company or other financial institution: 16 years, (N.J.S.A. 2A: 14-4) actions for unpaid rent if lease agreement is under seal, (N.J.S.A. 2A: 14-4).
Real estate: 20 years, (N.J.S.A. 2A: 14-7); Judgments: 20 years, renewable, (2A: 14-5); Foreign judgments: 20 years (unless period in originating jurisdiction is less), (2A: 14- 5).
Unaccepted drafts: 3 years from date of dishonor or 10 years from date of draft, whichever expires first, (12A: 3- 118(c)).
