回複：回複：失竊，保險公司賴賠怎麽辦？

If you have any of those valuable items, they can be scheduled and insured for a specific amount of insurance. Of course, you have to pay more premium for the schedule.

Note that the limits on goldware and silverware apply only to the theft peril. Full amount of the insurance applies to losses from other covered perils (such as fire).