By the way,

來源: 煤格 於 2010-01-27 16:42:07 [] [博客] [舊帖] [給我悄悄話] 閱讀數 : (342 bytes)
回答: involved in a car accident, need your advice 由 ymyd 於 2010-01-25 15:06:17

to file a claim against your own insurance company you need to have collision coverage in your policy.

Coverages for Uninsured and Under-insured only cover injuries. They never cover your car damage regardless whether the other driver has car insurance or not. You can get clarification from your insurance agent or do a google search.

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