The money in an HRA is provided solely by the employer. HRAs are usually unfunded notional accounts, with no cash value. An HSA is a tax-advantaged account that can be used to pay for IRS-defined health care expenses, including long-term care and COBRA premiums.
Why is HRA better than HSA?
With an HRA, unless your employer decides to allow roll overs, your funds won't roll over year to year. It's a use-it-or-lose-it kinda deal. But with an HSA, your contributions can keep adding up year over year.
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按我的理解, 你用HSA, 是醫療保險有HSA功能, 你才可以放錢進HSA。
所以, 回答你的問題是你不能在HSA賬號裏放錢了