至少半年吧？說實話，我自己都沒有想好，已經放了絕大部分錢在股市裏，不想太冒險了，就留了一些。20萬已存了一個CD，也快到

期了，10萬在一個沒有一分利息的賬號裏。 最近在考慮是買ETF？還是國債？還是存CD？不是很懂，所以來問問。謝謝！

所有跟帖： 

• 可以看看Muni Bond。NAC yield 7% 而且全免稅（如果在加州） -三心三意- ♂ (0 bytes) () 09/20/2024 postreply 10:48:01

• 好的謝謝，的確在加州 -DQ新手- ♀ (0 bytes) () 09/20/2024 postreply 10:53:46

• NAC 是CEF(可以把它看成ETF）。風險比國債高，比股市低 -三心三意- ♂ (107 bytes) () 09/20/2024 postreply 11:01:24

• 謝謝！Fidelity顯示yield 5.4386%, yahoo finance顯示7.65% -aloevera- ♀ (33 bytes) () 09/20/2024 postreply 11:09:23

• it is 7% -三心三意- ♂ (405 bytes) () 09/20/2024 postreply 11:22:19

• Thanks! I currently parked the money in Fidelity -aloevera- ♀ (95 bytes) () 09/20/2024 postreply 11:28:53

• As mentioned above -三心三意- ♂ (311 bytes) () 09/20/2024 postreply 11:36:24

• Thanks! The yield is great -aloevera- ♀ (74 bytes) () 09/20/2024 postreply 11:48:22

• Here is their official site -三心三意- ♂ (357 bytes) () 09/20/2024 postreply 11:26:33

• Just checked it out. -aloevera- ♀ (75 bytes) () 09/20/2024 postreply 11:44:13

• Yes, all CEF has 30-40% leverage. -三心三意- ♂ (178 bytes) () 09/20/2024 postreply 11:51:32

• Alternatively, you could take a look at PFF -三心三意- ♂ (381 bytes) () 09/20/2024 postreply 11:56:14

• Thanks for all the info. Greatly appreciate it! -aloevera- ♀ (0 bytes) () 09/20/2024 postreply 14:11:37

• 不在加州，該買什麽好？ -danielshie19- ♂ (15 bytes) () 09/20/2024 postreply 12:01:29

• Nueveen has offer for other states, check its website -三心三意- ♂ (0 bytes) () 09/20/2024 postreply 12:06:35