查了一下,它的個人儲蓄看品種,最少25萬,有的能通過FDIC保到50萬。有誰知到這是怎麽做到的嗎?

https://us.etrade.com/l/f/asset-protection#:~:text=Max%2DRate%20Checking%20and%20Checking,Click%20here%20for%20more%20details.?

Banking Protection

THROUGH THE FEDERAL DEPOSIT INSURANCE CORPORATION (FDIC)

Depending on ownership, bank accounts with Morgan Stanley Private Bank may receive FDIC insurance coverage as follows:

  • Max-Rate Checking and Checking Accounts are FDIC insured to at least $250,000 per depositor. Click here for more details.
  • Premium Savings Accounts are FDIC insured to at least $500,000 per depositor. Click here for more details.
  • Extended Sweep Deposit Accounts are FDIC insured to $500,000 for individual and $1,000,000 for joint accounts.1
  • International Sweep Deposit Accounts are FDIC insured to $250,000 for individual and $500,000 for joint accounts.2
  • Retirement Sweep Deposit Accounts are FDIC insured to $500,000.
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